1. Introduction
Welcome to PortaIQ. These Terms of Service ("Terms") govern your use of the PortaIQ website, platform, and related services (collectively, the "Service"). By accessing or using our Service, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our Service.
2. Description of Service
PortaIQ provides advanced financial analytics, portfolio management tools, and AI-driven valuation models for individual investors and institutions. The Service includes software, data, algorithms, and interfaces provided through our website. We reserve the right to modify, suspend, or discontinue the Service at any time without notice.
3. Account Registration
To use certain features of the Service, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to keep your account information updated. You are responsible for safeguarding your password and for all activities that occur under your account.
4. Subscription and Payments
Access to premium features requires a paid subscription. By selecting a subscription plan, you agree to pay all applicable fees in advance. Subscriptions automatically renew unless canceled prior to the end of the current billing cycle. All payments are non-refundable except as required by law.
5. Intellectual Property Rights
The Service and its original content, features, functionality, algorithms, and design are owned by PortaIQ and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. You agree not to copy, modify, create derivative works of, publicly display, or republish any part of our Service.
6. User Conduct
You agree not to use the Service in any way that violates any applicable local, national, or international law or regulation. You must not attempt to gain unauthorized access to the Service, our servers, or any underlying technology. Automated data scraping or reverse engineering of our platform is strictly prohibited.
7. Disclaimer of Financial Advice
PortaIQ IS NOT A REGISTERED INVESTMENT ADVISOR OR BROKER-DEALER. The information, data, and models provided by the Service are for educational and informational purposes only and do not constitute financial, investment, legal, or tax advice. You are solely responsible for your investment decisions and should consult a qualified professional before making any financial commitments.
8. Limitation of Liability
In no event shall PortaIQ, its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.
9. Changes to Terms
We reserve the right to modify or replace these Terms at any time at our sole discretion. We will provide notice of any material changes by posting the new Terms on this page. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.
10. Contact Us
If you have any questions about these Terms, please contact us using the information provided on our Contact page or via the support options in your account dashboard.